McHenry sits at the top of Garrett County, and about a quarter of what is listed here looks out at water, most of it toward Deep Creek Lake just outside town, a view from the windows rather than frontage underfoot. From there the rest follows: a golf course in the area, and a preserve and park as well. The houses themselves run a wide range, from condos to log homes to newer builds, with lake access and lake view properties trading alongside them. Bell | Fenton Luxury Real Estate Sales Team works this market daily and knows how differently two listings a mile apart can be put together.
McHenry at a Glance
- County
- Garrett County
- ZIP codes in these listings
- 21541
- Typical asking price
- $824,500 (median of 74 homes, excluding 76 land and other non-dwelling listings)
- Typical sold price
- $689,000, middle half $462,500-$1,000,000 (median of 135 home sales, excluding 50 land and other non-dwelling sales, past 12 months)
- Typical home
- 2,929 sq ft (n=71) · 4 bed / 4 bath (medians, n=74)
- Months of supply
- 6.6 (balanced, homes only)
- Sold-to-list
- 96.2% of asking (median per home sale, n=135) · 5.9% sold above asking
- Data current as of
- October 2026
How the McHenry market is moving
Start with the supply figure, which falls in the balanced range. It is a ratio of what is listed against how quickly homes have been selling, so read it as a classification and leave it there. On closings that have already happened, sales came in a little under asking, with half of them closing at least $25,000 below the list price, and only a small share going above it. That is history, not a formula for your offer. If you are shopping the $250,000 to $500,000 band, know that it makes up more of what sells than of what is listed. And when you scan the listing count, filter first: about half of what is listed here is land or a commercial building. Most of the homes for sale are houses.
Single family homes in McHenry
Single family houses make up a big share of everything that sells in McHenry, and at a median of $825,000 they carry a price above the market as a whole. Budget accordingly: if you have been pricing off a general McHenry number, this segment sits above it, and the spread shows up fast once you start comparing listings side by side. The typical one was built in 2012. That is the bulk of this market in a line, and it is where most buyers here end up spending their time.
View all Single Family Homes in McHenry
Mountain view homes in McHenry
A big share of McHenry sales fall into the mountain view category, with a median of $665,000. That puts them below what single family houses as a group have been fetching, so if your number lands in the mid-six figures this is a large piece of the market to work through. The typical one dates to 2012.
Browse all Mountain View Homes in McHenry
Lake access homes in McHenry
Lake access properties account for a big share of what trades in McHenry, with a median sale price of $777,500. The typical one was built in 2003, so you are looking at stock that has been through a couple of decades of ownership and, in many cases, a round or two of updates. Worth asking what has been replaced on any given house. In volume terms this is one of the larger slices of the McHenry market, and the price sits toward the upper end of what sells here.
See the full Lake Access Homes search for McHenry
Lake view homes in McHenry
Roughly a quarter of McHenry sales are lake view homes, with a median of $682,000. The typical one was built in 1999. As a group they trade below the lake access figure and well under single family houses overall, which makes them a practical place to look if you want water in the sightline and a number in the high six figures.
Browse all Lake View Homes in McHenry
What your money buys here
The typical McHenry house was built in 2004, with the middle of the range running from 1988 to 2020. At that age the roof, the air handler and the water heater all start coming due, so ask what has already been replaced and what is still the original equipment. A three bedroom, the most common layout sold here, runs about $538,000. The largest single band of closed prices is $500,000 to $1 million, which covers about half of sales. North Camp, North Camp Subdivision, Highline, Lodestone, Lodestone Sub and Deep Creek Highlands are among the named communities recorded in this market. Most houses here will hand you one or two mechanical projects in the first few years.
What buyers filter for in McHenry
Views dominate the search filters here, and they are not interchangeable. Most listings record a mountain view, and about half note trees or woods. A lake view shows up on about a quarter, and a scenic view on about a quarter as well. A water view is narrower still, recorded on about one in ten. Those labels come off the listing sheet, so if a lake view is the thing you are buying for, make sure the filter you are using matches the one the listing was tagged with. Two houses can both claim a view and mean entirely different things by it.
Other kinds of home in McHenry
Two more categories show up regularly. Condos sell at a median of $382,500 and account for about one in ten sales here. Log homes come in at $845,000, also about one in ten of what sells.
Worth confirming before you write an offer
- Dock permit transferability and lake frontage rights.
- Distance from structure to lake normal pool elevation.
- Road access and maintenance during winter months.
- Foundation and structure suitability for slope or hillside terrain.
- Deep creek lake buffer strip ownership and state access permits.
Putting Bell | Fenton to work in McHenry
Two things on this page trip buyers up more than anything else: how close sales actually run to the asking price, and how much of the McHenry listing count is land or a commercial building rather than a house. Bell | Fenton Luxury Real Estate Sales Team reads both of those every week, and also knows what questions to put to a seller about dock permits, lake frontage rights and how a road gets maintained through the winter. Send over the kind of property you have in mind and they will set up alerts filtered down to actual houses, with the water and access questions flagged before you tour.
