Oakland is the Garrett County side of this market, and the property on offer covers a lot of ground. You will meet plain houses on their own lots, homes with lake access, homes with a lake view, log homes, condos, and places sitting on three acres or more. A fair amount of what gets advertised around here is not a house at all, which changes how a search feels from the first click, and it is worth knowing before you judge how much is out there. Bell | Fenton Luxury Real Estate Sales Team works this area daily. What follows is what the market is made of and what each part of it costs.
Oakland at a Glance
- County
- Garrett County
- ZIP codes in these listings
- 21550
- Typical asking price
- $449,000 (median of 85 homes, excluding 80 land and other non-dwelling listings)
- Typical sold price
- $425,000, middle half $260,000-$790,625 (median of 210 home sales, excluding 56 land and other non-dwelling sales, past 12 months)
- Typical home
- 2,195 sq ft (n=82) · 3 bed / 2 bath (medians, n=84)
- Months of supply
- 4.9 (leaning to sellers, homes only)
- Sold-to-list
- 95.5% of asking (median per home sale, n=210) · 8.1% sold above asking
- Data current as of
- October 2026
How the Oakland market is moving
Start with the listings themselves. About half of what is for sale around Oakland is land or a commercial building, so set your filters before you form any opinion about how much is out there; otherwise you are counting vacant ground as housing. Once you filter, most of the homes for sale here are houses. On supply, the months-of-supply figure falls into the range classed as leaning toward sellers, and that is all it is: a ratio of what is listed against how quickly homes have been selling. On closings that have already happened, sales have been finishing a little under asking, with about one in ten going above it, and half of them closed at least $23,000 below the asking price.
Single family homes in Oakland
This is the backbone of the Oakland market. Most of what sells here is a single family home, which is why the area-wide median leans so heavily on them: when you read a number for Oakland, you are mostly reading this group. The median sale sits at $505,000, above the typical home in Oakland, and the typical build year is 1994. If you are budgeting from a general Oakland figure, know that it is largely describing these houses rather than the smaller slices of the market around them.
View all Single Family Homes in Oakland
Lake access homes in Oakland
Roughly a third of everything that sells in Oakland is a lake access home, so this is a substantial slice of the market rather than an occasional listing. The median sale price is $822,000, which is priced above the Oakland market as a whole. The typical one was built in 2003. Between the share of sales and the price, this is one of the main things the area trades in, and a buyer looking at homes for sale in this part of the market should know those are the numbers the segment is built on.
See the full Lake Access Homes search for Oakland
Lake view homes in Oakland
About a quarter of what sells in Oakland is a lake view home, with a median sale of $792,500 and a typical build year of 1999. That price sits well above the typical home in the area. It is a meaningful share of local sales, so these turn up regularly in Oakland search results, and when they do the numbers will read higher than the general Oakland figures you may have anchored on.
See the full Lake View Homes search for Oakland
What your money buys in Oakland
The typical Oakland home was built in 1996, with the middle of the range running from 1977 to 2006. At that age the first round of big-ticket replacements has usually been done or is coming due, so ask which ones were handled and when: the roof, the furnace, the windows. None of that makes an older house a worse house; it is simply the ordinary arithmetic of owning one. On price, the most common layout sold is a three-bedroom at $360,000, and the largest single band of closed sale prices is $250,000 to $500,000, which accounts for roughly a third of them. Yough Mt. Resort, Youghiougheny Mountain and Mountainside are named communities recorded in this market, so you will see those names on listings. Oakland Golf Club is in the area as well, worth knowing if a course nearby matters to where you look. What you own here is a house of a certain vintage with a maintenance calendar you can plan around.
Other kinds of home in Oakland
Three more types turn up regularly in Oakland. Condos run a median of $390,000 and make up about one in ten sales. Homes with three or more acres come in at $477,000, also about one in ten of what sells. Log homes have a median of $696,000 and account for a small share of sales. Each of those is a real part of this market and worth putting into your search filters alongside the rest.
What to check before you make an offer
- Well water quality and septic system condition.
- Proximity and access to Deep Creek Lake vs non-lake property.
- Road maintenance and winter access for rural or mountain roads.
- Foundation and structural condition given freeze-thaw and mountain terrain.
- Age and condition of roof given heavy snow load.
Putting Bell | Fenton to work in Oakland
Two things on this page trip people up: how close sales actually run to the asking price, and the fact that so much of what is listed around Oakland is land or a commercial building rather than a house. Bell | Fenton Luxury Real Estate Sales Team reads both every week, and can sort the listing feed down to houses only, then walk you through how recent closings in your price range compared with what was asked. If lake access versus a non-lake parcel is the question, they can show you exactly how a given listing is described and what it includes.
