Swanton sits in Garrett County, and roughly a third of the listings here look out at water, a view from the house rather than frontage under it. What follows from that is a market built mostly around houses on their own land, with prices that run from entry-level buys well under the middle of the market up past the million mark for the ones with the best outlook. Log construction, hot tubs and lake access turn up often enough that you will see them in a weekend of touring. Bell | Fenton Luxury Real Estate Sales Team works this area, and the pages that follow break down what each slice of it costs.
Swanton at a Glance
- County
- Garrett County
- ZIP codes in these listings
- 21561
- Typical asking price
- $807,450 (median of 40 homes, excluding 12 land and other non-dwelling listings)
- Typical sold price
- $690,000 (median of 83 home sales, excluding 25 land and other non-dwelling sales, past 12 months)
- Typical home
- 2,698 sq ft (n=40) · 4 bed / 3 bath (medians, n=40)
- Months of supply
- 5.8 (balanced, homes only)
- Sold-to-list
- 95.8% of asking (median per home sale, n=83)
- Data current as of
- October 2026
How the Swanton market is moving
Supply here falls in the balanced range, so neither side of the table is working from an unusual position. On deals that have already closed, homes went for a little under asking: half of them closed at least $25,000 below the list price, which is worth knowing when you are reading a price sheet and trying to understand what the number at the top of a listing represents. If your budget sits under $250,000, that band accounts for a larger share of what sells than of what is listed, so set up your search early and be ready to look at something the day it appears. And know going in that nearly all of the homes for sale here are houses, so plan your tours around that.
Lake access homes in Swanton
These make up a big share of everything that sells in Swanton, so they will turn up again and again in your search. The median sale is $800,000, which is above the market here as a whole. Plan your budget on that basis from the start; it is the number that tells you where this segment sits relative to the rest of Swanton. The typical one was built in 2000, so the stock is largely of that era rather than old cabins or brand-new construction.
See the full Lake Access Homes search for Swanton
Lake view homes in Swanton
Roughly a third of Swanton sales are lake view homes, which makes this one of the larger pieces of the market. The median sale across 26 of them was $1,145,000, well above the typical home in Swanton, so if a view is on your list of requirements, set your financing around that figure rather than the area median. The typical lake view home was built in 2002.
Browse all Lake View Homes in Swanton
Homes with a hot tub in Swanton
About a quarter of Swanton sales include a hot tub, and those homes carry a median of $890,000 across 23 sales, above the typical home here. Typical build year is 2004. Since it is a common feature rather than a rare one, you can treat it as a filter on your search without cutting your list to nothing, but price your expectations against that $890,000 figure rather than the broader Swanton median.
View all Homes with a Hot Tub in Swanton
What your money buys, and what comes with it
Three bedrooms is the most common layout sold in Swanton, and the median on those is $525,000 across 27 closed sales. That is the heart of the market: a house on its own lot, yours to maintain top to bottom. The typical home here was built in 1996. At that age the first round of big-ticket replacements has usually been done or is close to due, so ask which ones were handled and when: the roof, the furnace, the windows. Those answers tell you more about the next five years of owning than almost anything else on a listing sheet. A house of this vintage, well kept, is a straightforward thing to own; one with original systems is a schedule of work you want to know about before you sign.
Log homes in Swanton
One more kind of house you will meet in Swanton listings is the log home. About one in ten of the sales here are log homes, and the median sale price is $730,000. They come up often enough that it is worth naming them in your search criteria alongside anything else you are watching, so your agent knows to send them through.
Worth confirming before you write an offer
- Dock or boat slip permit status with the lake authority.
- Proximity and legal access to lake frontage or lake rights.
- Deep Creek Lake buffer strip use permits and dock slip allocation.
- Garrett County transient vacation rental licensing and occupancy caps.
- Wood-burning stove, fireplace, and chimney flue safety inspections.
Working with Bell | Fenton in Swanton
Two things on this page trip buyers up more than anything else: how closely sales actually track the asking price, and the water side of a listing, from slip permits to what lake access legally means for a given address. Bell | Fenton Luxury Real Estate Sales Team works these questions every week and can read a listing's water claims against what the paperwork supports. If you want, they will sit down with you over a specific lake access or lake view listing and go through its price history and its access terms line by line before you write anything.
